![]() Minimum Security Deposit: You must make a minimum security deposit of $200 (or more, in increments of $100 up to $2,500), which will equal your requested credit limit. Learn more at /digitalwallets. See Cashback Bonus Program Terms and Conditions for more information. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC. Discover Card does not assign MCCs to merchants. Merchants and payment processors are assigned an MCC based on their typical products and services. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. Rewards are added to your account within two billing periods. For online purchases, the transaction date from the merchant may be the date when the item ships. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. Purchases must be made with merchants in the U.S. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. ![]() Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Calendar quarters begin January 1, April 1, July 1, and October 1. Please note that we will not use, disclose, or retain the information you provide for any purpose other than to process your request.†† You earn a full 2% Cashback Bonus ® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Additionally, we ask for your email address in order to identify you and process your request to opt out. To opt out of sharing for cross-context behavioral advertising, toggle to “Opt-Out of Sharing” and select “Confirm.” Please note that if you clear your cookies or access our website from a different browser/device, you will need to opt out again. Please note that if you opt out of sharing, you may still see advertising about American Express products and services, but it will not be personalized based on your interests. However, we may share personal information with third parties to serve you advertisements that are relevant to you, based on your interests inferred from activity across other sites (“cross-context behavioral advertising”). American Express does not sell your personal information. Remember to keep your anti-virus software up to date and install a firewall!Ĭalifornia residents have the right to opt out of the “sale” and “sharing” of their personal information as defined by the California Consumer Privacy Act.
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